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Ask the Experts: Should Uncle Sam Take a Toke to Fill His Coffers? 27 Aug 2013 | 06:00 pm

When in doubt, look to the founding fathers.  That’s what we do in this country, isn’t it?  We reference the Constitution in order to rationalize legal disputes, questions of fundamental rights, the r...

Ask the Experts: Financial Literacy Training Camp 27 Aug 2013 | 08:40 am

You’ve probably had just about enough of the preseason.  Vanilla schemes, zero game planning, season-ending injuries with no impact on the standings, yet in-season prices for tickets, parking, and all...

Credit Reporting Agencies 24 Aug 2013 | 04:44 am

While there are nearly 40 credit reporting agencies in the United States, the industry is dominated by just three large companies:  Experian, Equifax, and TransUnion. Credit reporting agencies track ...

Does Debt Consolidation Hurt Your Credit? 24 Aug 2013 | 01:12 am

Debt consolidation is one of the primary options available to indebted consumers who are looking to ease their path to zero balance as well as save money and protect their credit standing in the proce...

Ask The Experts: Do Consumers Pay Attention to Financial Studies? 23 Aug 2013 | 09:16 pm

You see the news stories all the time. Researchers at a prestigious university or think tank have studied a financial issue and found ways to benefit consumers. All consumers have to do is heed the ad...

Ask The Experts: How do hurricane and disaster management affect consumers and the economy? 21 Aug 2013 | 09:21 pm

The enduring image from Hurricane Katrina, in 2005, is thousands of New Orleans residents on the roofs of homes and apartment buildings waiting to be rescued from the rising flood waters. Since 2005, ...

2013 Credit Card Application Study 21 Aug 2013 | 05:53 pm

Overview How easy is it to shop for a credit card online?  From one website to the next, how easily can you discern what your interest rate will be on purchase transactions?  How about balance transf...

Ask The Experts: Will New Mortgage Lending Rules Help Prevent Foreclosures? 20 Aug 2013 | 09:05 pm

The Consumer Financial Protection Bureau (CFPB) has adopted a final rule giving lenders more guidance about making mortgage loans and giving consumers – especially lower income consumers – additional ...

Can You Apply for a Credit Card with a Cosigner? 18 Aug 2013 | 11:20 pm

Yes, many credit card companies enable applicants to list a co-signer in order to increase their odds of getting approved for account terms that their credit standing ordinarily wouldn’t merit.  Havin...

Divorce and Credit Card Debt: Who Owes What? 16 Aug 2013 | 06:37 pm

Want to complicate an already complicated situation?  Mix credit card debt with a failing relationship.  Unfortunately, figuring out what happens to credit card debt in a divorce is an all-too-common ...

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