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Retiring and leaving the mortgage business 25 Apr 2013 | 10:39 pm

I have been considering this for some time and have made my decision that it is time to do it. I am retiring and going to spend my time with my grandchildren and fish as much as possible. I will cont...

FHA Changes mortgage insurance cancellation policy 6 Feb 2013 | 01:30 am

Starting in April, mortgage insurance premiums (MIP) for FHA loans go up (see post) however, another big change is to the cancellation policy for annual mortgage insurance that comes in June. (Note: ...

How to calculate Oregon FHA loan amount and mortgage insurance 18 Jan 2013 | 01:56 am

FHA Loans have UFMIP (up-front mortgage insurance premium) that is added to the loan amount of the loan. For example, a $200,000 purchase with 3.5% down will have a loan amount of $196,377. Purchase p...

FHA mortgage insurance change saves money for refinances 2 Jun 2012 | 02:31 am

An FHA streamline refinance for a loan started before June 1, 2009 could potentially save you $1000s each year due of a change in FHA mortgage insurance. Borrowers with FHA-insured mortgages started ...

Developing a web presence–Jasmine Directory, a review 17 Apr 2012 | 11:43 am

I have been in the blogging business for several years now and have done the majority of my internet marketing by writing articles that pertain to the subject that I work with, in the case of this blo...

FHA Changes Streamline Refinance Mortgage Insurance for Eugene/Springfield 7 Mar 2012 | 08:26 am

Eugene/Springfield FHA Streamline Refinances are going to save current homeowners more money under a plan revealed by President Obama today! The plan calls for anyone with an FHA mortgage funded befo...

Eugene/Springfield FHA Mortgage Insurance jumps in April 6 Mar 2012 | 10:00 am

New FHA mortgage applications after April 1 will have higher mortgage insurance premiums. Eugene/Springfield home seekers wanting an FHA loan to purchase a home soon will be paying a 75% higher upfron...

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