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Can Bankruptcy Discharge My Student Loans? 19 Aug 2013 | 07:00 pm

It seems that no matter what angle we view student loans from these days, the picture never looks pretty. This blog from Consumer Finance Protection Bureau documents how there are 27.8 million student...

What Happens If I Stop Paying on My Second Mortgage? 12 Aug 2013 | 09:43 pm

Two questions clients commonly ask me are: - What happens if I stop paying on my second mortgage? - What happens if I stop paying my mortgage (first and second?)   If you are delinquent on your first ...

Can I Keep My House in Chapter 7? 28 Jul 2013 | 03:55 am

Can I Keep My House in Chapter 7? Frequently, I get calls from clients who has a “quick question” – Can I keep my house in Chapter 7? What I find to be curious is that for most folks, their home is th...

Clean-Up on Aisles Seven and Thirteen: Choosing the Right San Francisco Bankruptcy Attorney 17 Jul 2013 | 08:43 pm

By Jeff Curl, San Francisco Bankruptcy Attorney The amount of people filing bankruptcy continues to decline. Bankruptcy filings for the 12-month period ending June 30, 2013, fell 12 percent when compa...

Turns out, Bank of America WAS lying | Why Your Loan Modification was Denied 20 Jun 2013 | 04:19 am

By: Jeena Cho Loan Modification Process – The Application This week, we learned that Bank of America was systematically denying loan modifications to homeowners by lying to them. Read the full story [...

Austerity Measures in Bankruptcy | San Francisco Bankruptcy Attorney 11 Jun 2013 | 09:19 pm

By: Jeena Cho, San Francisco Bankruptcy Attorney If you’ve been watching the news, you probably saw stories about Greece and its austerity measures. Austerity describes government policies to reduce b...

Discharging Tax Debt in Chapter 7 8 Apr 2013 | 11:31 pm

By: Jeena Cho, San Francisco Bankruptcy Attorney This time of year, I get a lot of calls from panicked taxpayers. Despite common myth that taxes cannot discharged in bankruptcy, oftentimes it can be d...

Going Up! Chapter 13 debt limits and exemptions 27 Mar 2013 | 07:10 pm

By: Jeff Curl Numbers are going up in bankruptcy, in a good way. Chapter 13 Debt Limits Chapter 13 imposes a maximum amount of debt you are permitted to have on the date of filing. Every three years t...

What are the negative effects of bankruptcy? 26 Mar 2013 | 07:49 am

By: Jeena Cho First, not all effects of bankruptcy are negative. Certainly getting rid of your debt and starting fresh is a positive effect of filing.  Your name won’t be published in the newspaper (u...

Six Building Blocks to Creating a Healthy, Financial Future Part 3 – Podcast #16 6 Mar 2013 | 09:33 pm

Three things are certain in life. 1. Death 2. Taxes 3. Emergency situations will arise when you do not have the money available to deal with them;. Yeah, we added the third item. We added it because i...

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