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You’re Payment Service Provider 28 Feb 2011 4:09 AM (14 years ago)

“Online services for accepting electronic payments, this is what all payment service providers are typically doing and we should not only thank them for making our life easier but also make sure that they are delivering what they promise (security) properly.”

Have you ever thought before making online payments how do they actually get transferred from your account to the merchants account? NO, I thought so neither did I at least till the time I had a discussion with a friend of mine who works in a e- commerce company, you know online websites from where you can buy stuff. He introduced me to the concept of “Payment service provider”, a company or a channel working as a middle man between the buyer and seller online of course. You must be thinking what I am talking about? Well it’s true our money doesn’t get transferred from one account to another magically but companies like Pay pal, Pay Point, Elavon, etc work as the middle men.

Did any of these names ring a bell? When we are making payments I mean actually putting down our account details and hit on “process” one of these name appears. So what do they really do? Characteristically a Payment service provider makes connection with multiple banks and credit cards etc and manage technical connections for them with various commercial sites for electronic transfer. Even in online banking payment service providers play the similar role.

We all know how e-commerce has grown over past few years, everyone is buying something or the other online and these payment service providers play a very important role in their success, they give us (Customers) a sense of security while making online transactions, they take the responsibility for our hard earned money so it is very important for us to understand their importance and functioning.

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Foreign exchange trading world 19 Feb 2011 2:18 AM (14 years ago)

In foreign exchange trading, people play with money and countries, the world is their playground.

Foreign exchange trading business is one of the most important and widely spread works. The Foreign exchange market is the hub where financial centres of the world act as catalysts for various buyers and sellers dealing in foreign exchange. In this market comparative value of different currencies is dogged. Foreign exchange trading happens in high volume leading to even higher liquidity and has a very wide geographical spread.

People dealing in foreign exchange are generally very aggressive and always on foot kind of people and why not it is such a dynamic market. Almost all of us do a little foreign exchange trading in our lives and it is actually a really good experience however we don't see or even care about the kind of efforts put in the backhand to make this process so easy for us. Everyday thousands of people working in this market do all the work to keep things stable and this exchange is the one keeping global transactions on move without any problem.

All the currencies in the world are a part of this foreign exchange but let me just pen down top three for you, any guesses which currency scored the highest, I think most of you actually did guess it’s our beloved "Dollar", Euro and Yen to follow. Majority of exchange in the world happens in the US currency it is also known as the "Global Currency".

Similarly the top three traders of foreign exchange are also very popular and known to majority of us.

• Deutsche Bank

• UBS AG

• Barclays Capital

The importance of Foreign exchange trading can be calculated by just considering that country's economic and political stability is directly related to it, any goof up in this trading can lead to big problems.

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It is really difficult to choose best Forex trading robot 17 Feb 2011 3:05 AM (14 years ago)

Forex trading robots makes your trading job really easy, it is difficult to choose the best Forex trading robots but once you find out what’s best for you it would be great.

There are expert people who can do any type of trading manually and yet there are so many software present in the market doing the job and making it easier for people in trade. Forex trading robot is one of these software and not just any it is considered to be the best in business, but the difficult question is which one? There are so many of them and each one is equally good with little variations here and there.

Manual trading has its own drawbacks it is time consuming the accuracy is less and you have to spend a lot of time with your active traders. The best part is that Forex trading robots are not at all complicated they are designed in a way that anybody can easily use them. Now with a large number of options in hand it often becomes difficult to choose the best option same is the case here we have got some 100 versions of the robot and which one too choose becomes a really difficult question. The best way to judge a robot is considering following things

• Speed
• Accuracy
• Version
• Support
• User friendly

You can easily get online reports on which one is the best and you know best way to choose is try the free trial versions of Forex trading robot available online and choose the best amongst them but it is too much of work every time you have to run a programme.

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Best Bank Interest Rates 9 Feb 2011 9:42 PM (14 years ago)

Banks are the most important financial body and your life depends a lot on the functioning of the banks. The banks work on interest module and it become very important to find the Best Bank Interest Rates before associating yourself with any of the banks. If you end up choosing a bank that charges you high interest rates or clumsy customer service or an uncompetitive interest rates it will not only impact your business but your personal finances to a great extent.

However, the Best Bank Interest Rates is an abstract term. It depends a lot on the services and facilities of the bank. It is not always the exact number but the different options and flexibility you have in offering. As a practice all across USA you will find people who give ratings to the banks in the country. The markings are done on different parameters and if you find that someone has rated a 5/5 for a bank, it is most likely that it is marked for bank's best deals they offer, the best bank loan ever, or the best bank interest rates that is available in the market.

The best bank interest rates work in favor for you because you will be paying lesser amount of money as interest as compared to other banks. Therefore, when you go out to look for deals in banks, do read all the documents carefully and about the interest rates they are charging and if any extra benefit they are offering to you.

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Think twice before you make the decision right 8 Feb 2011 10:29 PM (14 years ago)

The world stock market has recently seen a dramatic shift and the buying and selling trends have observed a major change currently. Also, all the benchmarks are valid no more, therefore a buyer and seller has to be alert and really active before deciding on the best stocks to buy now. The market pattern is typical and it really no secret that markets move in cycles, as various trends and sectors take turns in leading the race and then falling back and lagging.

In such a scenario, the real question is where you do and your portfolio stands in the market and again, which are the best stocks to buy now? There cannot be a real focused answer to this but a study can give you slight idea of where the trend is moving and what could be the possible avenues where you can really invest your money and earn considerable profits. Quality stocks (which are high, stable return and low debt) look very cheap and often been regarded to be the one free lunch. But beware; nothing comes for free in this age.

Some of the safest companies where you can find the best stocks to buy now are Exelon, shortly known as EXC, Exxon Mobil or XOM, Johnson & Johnson, Realty Income, Novartis or NVS, NSTAR or NST, Paychex or PAYX, Sysco or SYY and WellPoint or WLP. However, please do not take them as the last word when it comes to the stock market stock values but do consider them once, before you go ahead in best stocks to buy now.

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Be cautious while choosing a payment service provider 8 Feb 2011 9:30 PM (14 years ago)

In today’s world, most of stores that you visit allow you to pay by card as well as cash or cheque and the transactions are completed within seconds. The same is true online, where electronic payment has become a culture and using your credit or debit card is the only option available that is widely accepted everywhere. With the rise of cyber crimes, it has become all the more important to have an alternate payment service provider who will take care of the payments and ensure that there are no cases of frauds and is accountable for any such case.

You have all the good reason to be cautious. Every year, there are millions of dollars lost due to credit and debit card fraud. Therefore, banks also put themselves at risk by offering facilities that lead to all kinds of scammers and money launderers. The first think that you need to consider by deciding how you are going to take payments online is the service that you would use. This is where a payment service provider will help you in many ways. Make sure that you analyze you own payments records like how much you pay and the time it takes for the payment.

When you have selected a payment service provider, you should consider this fact that uses the third party gateway only when you are performing lower transaction volumes because it is less cost effective because you pay a percentage per transaction. If you are a business with higher numbers of transactions then a payment service provider might be expensive because of higher monthly fee and fixed cost per transaction.

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The majors making the decision 7 Feb 2011 11:51 PM (14 years ago)

With an average daily turnover of US$3.2 trillion, foreign exchange trading is the most traded market in the world. This is open 24 hours a day and people from all over the world are involved in this business. To be precise, a true 24-hour market is from Sunday 5 PM ET to Friday 5 PM ET; foreign exchange trading begins in Sydney, and then moves around the globe as the business day proceeds. At first it goes to Tokyo and then travels to London and New York.

As the basis of the foreign exchange trading market, the US dollar is majorly considered the base currency for quotes. Which means that many references begin with USD, and when you think of the quote, it means that what a US dollar is worth in other currencies? If the USD as the base currency and the quote goes up, it directly affects the market and it means that USD has strengthened in value and the other currency has weakened simultaneously. A rise in quote means a US dollar can now purchase more of the other currency.

An important fact that you need to keep in mind is that majors not based on the US dollar and the three exceptions to this rule are the British pound (GBP), the Australian dollar (AUD) and the Euro (EUR). For these pairs, the USD is not the base currency and hence a rising quote would show the weakening of the US dollar and hence would buy less of the other currency.

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The three best forex trading robots 7 Feb 2011 10:40 PM (14 years ago)

Ever heard about FAP Turbo? If you are involved in Forex trading and have ever used a trading robot, it is unlikely that you have not heard of this popular and one of the best Forex trading robots. This trading robot has some of the advanced facilities and automates itself on regular basis for updates and quick heals. It is not only the users who are confident about the best Forex trading robots, but the makers as well. This is the reason that they have offered a 60-day free trial version so that you use it for 2 months and if you like it, then only pay for it. There are very few cases where people have not bought this.

Another one in the category of best Forex trading robots is the Megadroid Robot. No one complains about the positive results about this trading robot. One main factor that has put this trading robot in the list of the best Forex trading robots is that it uses what is called Reverse Correlated Time and Price Analysis (RCTPA). This facility directly allows the program to predict what is about to happen to the price of a currency pair in the immediate future-based on past results. This is truly an interesting observation. This technology has been proved to be high accurate in predicting the price movement and hence, making profitable trades for the Forex traders.

Many people still trade with the Ivybot, which was when launched, expected to be the next FAP Turbo. However, it did not really match the benefits and profits that the latter one offers to the customers; you will still put this in the list of the best Forex trading robots.

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Using Best Forex Trading Robots and Their Benefits 21 Jan 2011 10:53 PM (14 years ago)

A lot of individuals, who are getting into the foreign exchange market, are using trading robots, as they are able to get into the next levels of trading with the help of this software programs. Basically, when it comes to the benefits offered by this software, I need two more pages to explain it. However, in this content, I will provide you some basic benefits and some tips to select the best forex trading robots. As the forex robots come with automating trading systems, it will make your life much simpler. However, when you are looking for these robots, it is also very important to be aware of the scams and try to avoid them. Firstly, when you are selecting a robot, you should check its author. You should only select a robot provided by a reputed forex trader. This will help you to achieve some success rate in the market.

When you are selecting the best forex trading robots, you will be able to apply some great trading strategies. When you are using the right robot for your trading system, it will also help you to avoid many potential risks. Most of the software programs will provide you latest updates on the market conditions and makes your trading much more risk free. They also come with different risk management solutions that can minimize the odds of loosing the trades. The bigger the profit you look for, the great the risks associated with it. Therefore, it is very important to select the right trading system.

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The Advantages of Hiring the Right Payment Service Provider for Online Business 21 Jan 2011 9:34 PM (14 years ago)

Are you planning to get into the online domain? If so, there are some vitals things you should consider to run your business smoothly. It does not really matter what kind of business you run online, taking the assistance of the right payment service provider is very important. These service providers play an important role in moving your business in the online domain. When you are providing goods or services to your customers online, you will be able to receive the payments with the help of these service providers. However, when you are looking for these services, you will come across many options in front of you. Therefore, it is very necessary to select the right one considering their experience and reputation in the market.

Most of the payment service provider, which provider their service for online businesses are also offering different electronic payment methods for their customers. Most of these payment methods are simple and quick. Therefore, you will be able to choose the best one that fits your business. These payment methods are not just provided for small companies, but also for large companies that are operating in the market. When you are selecting a company for this purpose, it is very important to select the one that will help you to send the money through regular mails. Apart from this, the service providers will also offer an option to send and receive the money through electronic payment systems.

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Mutual Fund Investing-Know the Benefits of this Investment Arena 20 Jan 2011 10:31 PM (14 years ago)

Mutual fund investing can be very profitable if you are doing it in the right way. The popularity of mutual fund investing is increasing steadily in the market. Therefore, the number of people opting for this investment option is also increasing day by day. A lot of people these days are investing their money in mutual funds, as it is easy to use. Moreover, even people with minimum knowledge will be able to make big money out of this investment option. Apart from this, there are also innumerable benefits of opting for mutual fund investment options. One of the greatest advantages of investing your money in this arena is its professional management of the investments. Usually, highly experienced and qualified fund managers will run this. They also ensure to watch the investments on the daily basis. However, most of the other investment options are not able to provide such high levels of fund management to the customers.

Secondly, mutual fund investing is also very famous for their capability of liquidation. For instance, when you are investing in this market, you will be provided with an option to sell your shares at any point of time. You also have an option to compare the time, which is taken for liquidation of the stocks. As you will be able to sell the stocks at any point of time, you will be able to avoid getting into losses. However, other investment options may not provide you these options.

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Looking for the Right Foreign Money Exchange Broker 20 Jan 2011 9:29 PM (14 years ago)

Forex is considered as one of the most lucrative businesses available in the market today. Due to this, the number of people getting into this domain is also increasing in the market day by day. However, as many think, sustaining and growing in this market is not a simple task. Unlike other business, there are many risks associated with the foreign money exchange market. Therefore, if you are a new trader, taking the assistance of an experienced broker could be the best option for you. As these individuals are experienced in the market, they will provide you the right tools and strategies that can help you to trade easily in the market. Moreover, these experts will also provide you different types of software that will help you to learn the market conditions and trade according to it.

Incase, if you are not able to find the right foreign money exchange broker in your area, looking online could be the best option for you. When you are searching on the net, you will also come across many official websites of top brokers operating in the market. As they are also providing their assistance online, you can ask their help to know more about the trading methods. Trust me people! Even I was a person, who entered the market without any knowledge. However, with the help of these brokers, I learned to trade by using the right strategies and skills. Therefore, if you are serious about growing in the market, taking the assistance of these experts will help you.

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Importance of Considering the Forex Trading Reviews 20 Jan 2011 2:30 AM (14 years ago)

Although forex is a lucrative market, you should know the fact that there are certain risks associated with it. The higher the profit ratio you focus, the higher the risks associated with it. Therefore, it is very important to have good knowledge on the market conditions and trading patterns when you are getting into the forex market. Indeed, the forex market is also experiencing continuous variations as well as movements. Finding reliable information on the market through forex trading reviews is also the best ways to spot the best strategies. Moreover, you should also be well versed in using software and robots for trading. For instance, when you are using a good forex trading robot, you will be able to obtain frequent updates on the market conditions. This can be a great help for you to make the right trades considering the market conditions. As I am a person, who holds several years of experience in the market, I would suggest you to read the reviews and have a comprehensive knowledge on the market.

My quest for the profits within forex trading business has helped me to perform thorough research and find informative sites that provide me good reviews and opinions. Moreover, it also helped me to obtain informative and useful content and subjects that helped me greatly to improve my trading methods. Therefore, before you even get into this market, it is very important to read different forex trading reviews and know about the trading as well as the risks associated with it.

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Finding the Best Stocks to Buy Now for Beginners 20 Jan 2011 1:51 AM (14 years ago)

When you are planning to get into the stock market as a fresher, it is very important to look for the right stocks that can provide you good returns for your investment. However, looking for the best stocks to buy now can be a challenging task. Therefore, it is very important to do some research for finding the right stocks that suits your needs and budget. Moreover, performing the basic investigation will also help you to build the right type of portfolio for your trading activities. When you are performing a research, the most important thing you should keep in mind is to be patient. Make sure you are not investing in a company, which does not have a proven and strong track record. This will only make you to end up in loosing money.

When you are selecting a company to buy the stocks, it is very important to perform a thorough background research and know their reputation and ranking in the market. You should also try to know about their business model. The company you select should have good as well as honest business practices. Once you have found a company to buy the stocks, you should wait and watch the performance for a month time. If you are not getting satisfying results from them, it is very important to switch to other options. Finding the best stocks to buy now is a simple task if you have good knowledge on it. Incase, still if you are not able to find the right type of stocks for you, taking the assistance of an expert could be the best option for you.

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Word of mouth on PayPal 6 Jan 2011 9:26 PM (14 years ago)

PayPal is one of the most popular payment service provider in the world. Individuals, businessmen and corporate houses use PayPal as their primary mode of money transactions, transfers and payments. Some of the most common services offered by PayPal are wire transfers, direct debit transfer, credit card payments, and other bank based services. PayPal reviews would be the best way to understand this payment gateway.

Fastest service and multiple currency system: Some of the PayPal reviews swear by the fact that, amongst all the payment service providers in the world, PayPal is the most popular and the pace of transaction is really fast. Also, the charges that you will have to pay for the services are nominal. The recently-launched multiple currency exchange gateway is a matter of praise in several PayPal reviews. No matter which country you belong to, you can get your money exchanged also at the best rate available in market through PayPal.

Poor customer service: This is a common story on many PayPal reviews. Online payments are not easy to handle and the number of problems are may. In that case, PayPal has not been able to attend millions of customers and the cases remain unsolved. Despite many negative PayPal reviews, it remains the winner of all payment service provider.

However, it is recommended that you should have money accumulated in PayPal for a long duration. You should clean up all the wealth from time to time and deposit in your banks. In such a way, even if you fall as one of the victims, the loss would be minimal.

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What should you look for in a payment service provider? 6 Jan 2011 2:45 AM (14 years ago)

If you are involved in a business where online payment and transaction is a part, you need to join hands with a payment service provider for your cash flow. It is easier and more reliable to transact amount through third party transfers than using your own credit cards because the chances of online theft and risks are higher.

A reliable payment service provider should have a strong technical support

The margin of errors is zero when it comes to serious money business like transactions and transfers. When selecting a third party transaction gateway, make sure that all the customer care numbers are active and there are people attending calls, the mail addresses work and it's a 24x7 service. This is crucial because different countries have different time zones, hence payment service provider should operate around the clock.

The service provider should manage reporting and offer administration facilities

While many payment service provider will only accept online payments, the better ones offer a complete management of your money and offer you value add services from time to time. Something like, real time transaction statements, exporting customer data and tracking of the payments awaited or payments made.

Check for fraud management

A trusted payment service provider will act as your partner instead of just a third party offering you services. Many companies clearly mention that for any theft or misplacement of your money, the company will not be held responsible. You need to check if the company inquire about any fraud and helps you in recovery of your money or in case of any wrong transaction, you are not at loss.

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Keep your currency trading system simple 6 Jan 2011 1:16 AM (14 years ago)

Foreign currency exchange may sound complicated but there is a way to un-complicate it- by understanding the basics and some technicalities. Learning foreign currency exchange is easy and you are capable of becoming a successful trader like any other. Observe the market first. Get to see the flow of money and the way trading is done between the sellers and the buyers.

A curious case of exchanging currency

This is important to know for any foreign currency exchange trader that if an investor buys any currency and sell it immediately without any change in the rates then the person investing will be losing some money. Reason being- the bid price is always lower than the ask price.

In general, smaller spreads are any day better for foreign currency exchange investors. Even if the profit margins are lesser, it is always better to have the profits going consistent than getting involved in huge risk trades.

Margin and amount to risks

No one likes to get into any situation of loss. But in a market where one's profit is someone's loss, the risks are high. Banks or online trading companies will always ask for collateral to ensure that the investor would be able to pay even in the cases of loss. This collateral is termed as 'margin' and is also known as minimum security in foreign money exchange markets.

Leveraged financing

Now if you have shown your collateral to start with your foreign currency exchange, you would be automatically eligible for leveraged financing. The loan against your margined account is balanced by your initial deposit.

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A sneak-peek into foreign exchange trading 5 Jan 2011 1:22 AM (14 years ago)

The foreign exchange trading or Forex exchange is a practice of trading international currencies in a market that is nonstop. Brokers play the main role in the trading market because they are the agents through with the entire market functions. They do sale and purchase on commission basis and this is how the market is based on.

The highlight of foreign exchange trading dealing to private investors are 24-hour trading and 5 days a week. You will have non- stop access to global Forex dealers. Some of the other incentives of foreign exchange trading are:

1. A huge liquid market makes it easy to trade most of international currencies
2. Since the market is always volatile, chances of making profits are always very high
3. There are various standard foreign exchange trading instruments to control the risk exposure
4. This is one market where there is a potential of making profits in rising and falling markets
5. You can also perform leveraged trading with low margin requirements
6. There are several options available where you can go with zero-commission trading

When you doing foreign exchange trading, you should have some of the basics right. You should trade only when you expect the currency that you are buying to have its value increased relative to the forex that you would be selling. In case, the currency that you buy shows an increase in value, you should sell the other currency. This is a standard process of locking profits. However, you should know that anywhere from 70%-90% of the foreign exchange trade market is speculative.

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Follow simple steps in acquiring bad credit loans 4 Jan 2011 9:53 PM (14 years ago)

Suffering from bad credit is not uncommon. Since it has been trend to take loans to fulfill the needs and necessities, it is quite obvious that people start taking loans more than their repaying power. But the needs remain increasing. In that case, you need cheap loans for bad credit. And it should not cost you inconvenience or further credit damage.

When applying for cheap loans for bad credit, you might have to follow the following easy application steps and fill them according to your needs.

1. Simply contact a reliable lender for cheap loans for bad credit by filling any simple online request form. The forms are available free of cost. You just have to fill in some personal information and submit the form.
2. Do not share your personal details more than your name telephone number, mobile number, E-mail and Loan type. Share the rest of your information after they contact you for cheap loans for bad credit.
3. Once you have submitted the form, the concerned associate will check your details and credit history which they have an access to. Post that, they will contact you with their cheap loans for bad credit offerings.
4. You should check the terms of the deal and approval or even disapprove it without restriction and obligation.
5. In case you approve the loan deal, you will have to meet the eligibility conditions. If you meet all the conditions, the advance amount would be automatically transferred in your bank account.

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The best loan deals on cars! 4 Jan 2011 3:17 AM (14 years ago)

Are you planning to go for a car loan, and looking for the best loan deals for the same? If so, then you have come at the right page.

To start with, you should know how much money you have in hand to invest. As there are financers who would take money from you in a really discreet method and you may end up paying more than twice than the intended amount.

The best way to go about this whole procedure of finding the best loan deals is to explore various financing corporations. Don’t only settle with one or two for you might ignore what the others have in store for you. You could possibly request an increase for your down settlement to acquire low rates on your month-to-month billing. Moreover, keep a lookout on best loan deals and discounts. If you possibly can, converse how you can get rebates, higher trade-in values and the likes. Pre-payment charges are also certainly one of the things you might need to take into account when you plan to pay beforehand.

Finding the best loan deals is not easy, especially when the market is flooded with financers and different lucrative offers. It gets very hard for a buyer to pick one out of so many best loan deals, but your endurance will pay off in the end when you actually drive your own car.

Here is a quick check-list of the proceedings:

1. Explore the market well

2. Always make as much down payment as possible

3. Never fill up or sign any contract unless fully sure

4. Try and wait for the best loan deals, they usually come during the festive seasons

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