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what is the point of University? 15 Aug 2013 | 08:44 pm
According to the Grauniad today is A level results day and so a time when a lot of people will be thinking about going to university. So it seems a good time to think about what is the point of a univ...
Why your spending may not be lower in retirement in future 14 Aug 2013 | 12:35 am
My experience of spending post work was of a massive fall, but two commenters (Jane, Monkeynut) on the post describing that make me wonder if that may not hold so much for future retirees. So in the i...
The festival of Lammas, and tales from the dark side 1 Aug 2013 | 01:07 pm
Lammas (Anglo-Saxon “loaf-mass”) is the first harvest festival of the year, that of the grain which ripens first. It’s probably jumping the gun a little this year and I don’t know what they’d have mad...
Work isn’t Fun – Scientific Study reports 28 Jul 2013 | 01:25 am
There’s a love/hate relationship with work in the personal finance culture. Working usually improves your finances, but there are an awful lot of people who like the idea of financial independence. Th...
Help To Buy. It’s time to get on board 24 Jul 2013 | 11:04 pm
There’s an evil asset class in Britain that hurts the inhabitants even though they are in love with it. Warren Buffett charged gold with not delivering an income and a lack of productivity, but at lea...
When is 0% not 0% and £5 not £5 – when you ask Tesco Bank, that’s when 19 Jul 2013 | 04:30 pm
With a thump on the doormat a new missive come from Tesco Bank who are feeling in a jolly mood, inviting the ermine to give himself some breathing space from the crushing weight of consumer debt, wi...
You really don’t need as much money post-retirement as you did while working 12 Jul 2013 | 04:51 pm
Three years ago, almost to the dot, I wrote a post called Post Retirement Needs & Wants are Hard to Envision in Debt Slavery I’ve come across this again a few times since then, and it seems that thou...
Blackrock are crafty bastards with their fund names 10 Jul 2013 | 03:17 pm
The Ermine is a europhile, in a sort of car crash tourism sort of way. And Monevator has just introduced me to a lower cost Developed Europe Ex UK Index fund than the Vanguard one, run by Blackrock. ...
do extroverts need more to retire on than introverts? 4 Jul 2013 | 10:54 pm
There’s an interesting thread on Money Saving Expert’s forum that was kicked off by a fellow who works in international accountancy I believe, who is mulling over whether he should retire early. It br...
Lost in France, a homage to some old European notes dearly departed – will Lazarus have his day? 2 Jul 2013 | 10:40 pm
It’s coming up to the silly season now, and we even seem to be having some hot weather. Hopefully it won’t lead to an actual hot summer of rage on the streets, but the markets have got that sort of la...
