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The end of summer primer for the payments planning season 20 Aug 2013 | 08:47 am

This post makes great summer reading in preparation for the autumn planning cycle.  It is long with lots of enthusiasm but the points being made are dead on.  I paraphrase the highlights here but if y...

Bitcasa – my 2 year journey to personal hard drive elimination 19 Aug 2013 | 03:40 am

I am guessing few will know about Bitcasa.  And to be clear this is not an advert from me.  This is about my experience and thoughts on a concept that is critical to us all (imho) and that remains uni...

Stripe–simple online payments levering technology banks are missing 16 Aug 2013 | 10:38 am

Here is a brilliant example of how online payments should work.  I have always maintained banks should be dominating this space.  But no.  Banks lost this battle by refusing to adopt new technology th...

OnlineBankingReport Q2 2013 13 Aug 2013 | 11:16 am

I have been following Jim Bruene and the Online Banking Report for more years than probably either of us care to remember. The companies covered in the Q2 2013 report provide an interesting insight ....

A road map for Blackberry – forget about hardware 13 Aug 2013 | 10:48 am

I clearly remember my first Blackberry in 1998 +/- There were only a few hundred out there and this was bleeding edge when a few tens of us at mbanx got one. Email connection in your pocket.  Befor....

An interesting mobile/ ABM innovation could have unintended consequences 21 Jun 2013 | 09:36 am

This is one of those innovations that kind of makes you wonder if it is a good thing.  I can see criminals loving this one. Banco Sabadell adds cardless ATM withdrawals to mobile app However, in a nea...

How far has the economy really come since 2008? 21 Jun 2013 | 08:51 am

This rather complicated image from here is actually quite telling if you take a minute to study.  The black line is the supposed normal long run level for each indicator.  The red line indicates when ...

Who is your Edward Snowden? 10 Jun 2013 | 10:14 am

The story of Edward Snowden is becoming more interesting than the message he has brought.  He has been a spy all his adult life and he has been with Booz Allen for 2 months~.  Further he is 29 years o...

To the Guardian – why PRISM? ECHELON has been around since 1948 supported by US, UK, Canada, Australia 9 Jun 2013 | 09:06 am

It is not at all clear to me why everyone is so excited about PRISM and the apparently new ability to monitor private communications that the Guardian got all excited about last week.  It took me a da...

Chip card implementation remains fundamentally flawed 29 Apr 2013 | 10:49 am

Sometimes when I read the debates on chip, PIN and EMV I feel I am listening to the Flat Earth Society.  America is home to some home truths including gun ownership, religion and mag stripe in ways th...

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