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How to Avoid Credit Card Surcharges 6 Feb 2013 | 02:50 am

As of this past Sunday, January 27th retailers are now allowed to impose a surcharge, also known as a “swipe charge” or “checkout fee”,  to any customers using a credit card to pay for their goods.  T...

6 questions to ask your Lender 16 Jan 2013 | 02:22 am

6 Questions to Ask a Lender Before You Refinance Your Auto Loan All auto loan refinances are not created equal. Your refinance experience will vary depending on which lender you decide to do business ...

10 Tips for the Holidays 6 Dec 2012 | 09:45 pm

You’ve undoubtedly heard the late, great Andy Williams tell us that this is the “most wonderful time of the year.” And, many would certainly agree it is. However, all of the activities, expectations a...

Debt Settlement vs. Debt Consolidation: What’s the Difference? 15 Nov 2012 | 07:13 pm

Sometimes debt can seem overwhelming, and all you want is a way out. Mortgages, auto loans, personal loans, medical bills, credit cards, student loans, etc. – they all add up to big dollar amounts. Ca...

Creating a Debt Repayment Plan in 4 Easy Steps 7 Nov 2012 | 09:03 pm

Today’s guest blog post was written by Laura Edgar, a senior writer for NerdWallet.com, an unbiased personal finance website committed to promoting financial literacy. If you’re in debt, it’s easy to ...

The 5 Warning Signs of a Debt Problem 31 Oct 2012 | 12:08 am

Debt. It’s been called the new four letter word. And for good reason. While having some debt – perhaps because of a mortgage, auto loan, or some credit card expense – can be necessary and even healthy...

How TV Shows Affect the Way We Spend Money 26 Oct 2012 | 01:21 am

Commercials aside, there are two main ways that TV shows influence us to spend money. Once way is through intentional advertising efforts like product placement (which we’ll talk more about a little l...

Making Fraud Terminology Easier to Understand 16 Oct 2012 | 09:08 pm

A few of our recent blog posts have taught you ways to avoid various types of fraud – whether it be through your mobile phone, laptop or debit card. We also strive to alert you to any fraud trends via...

How Charities are Making it Easier For Your to Donate 9 Oct 2012 | 07:33 pm

It’s not surprising that charitable organizations have reported a decrease in support since the recession began. In a report released last year by the Nonprofit Finance Fund, 87% of the 2,000 organiza...

What is an NMLS ID number and why should it matter to me? 3 Oct 2012 | 07:47 pm

Check out this business card. You’ll notice that under Cheryl’s name is a number referenced as an “NMLS ID #”. If you get an email from Cheryl, you’ll also see this number. Two years ago, this number ...

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