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How to Invest When You Have a Small Amount of Money 26 Aug 2013 | 02:04 pm
One of the things I hear a lot is, “But I don’t have enough money to start investing”. Even after the Internet revolution has democratized investing to the point where almost anyone can start investin...
Are You Ready for the Obamacare Individual Mandate? 19 Aug 2013 | 02:09 pm
Starting in 2014, the individual mandate provision of the Patient Protection and Affordable Care Act (PPACA), known as “Obamacare”, goes into effect. If you don’t have insurance coverage right now, yo...
What is Debt Settlement? And Does It Really Work? 12 Aug 2013 | 01:16 pm
You’ve probably heard commercials on the radio, or seen ads on the Internet: You can get rid of your debt, paying just pennies on the dollar for what you owe. These types of offers are typically the ...
Repairing Your Credit Rating after a Bankruptcy 5 Aug 2013 | 02:48 pm
One of the most financially devastating actions you can take is to declare bankruptcy. Your bankruptcy filing is reported under the credit payment history portion of your credit report. That is the fa...
Are Rotating Category Rewards Really that Great? 29 Jul 2013 | 04:57 pm
In recent years, one of the biggest trends in credit card rewards has been the rotating category cards. These credit cards feature programs that pay 5% cash back — as long as you spend in certain cate...
Don’t Mix Up a Money Market Account with a Money Market Fund 22 Jul 2013 | 02:08 pm
In the current low-rate environment, many consumers are looking for ways to improve the yield they receive from their deposit accounts. In some cases, opening a money market account can be an attract...
Is the Fed Really Ready to Taper Asset Purchases? CD Rates Could Go Up 15 Jul 2013 | 03:48 pm
There has been a lot of speculation surrounding the Federal Reserve and its policies recently. A couple of weeks ago, Ben Bernanke seemed to indicate that the Federal Reserve is almost ready to begin ...
Is That Internship Worth It? 2 Jul 2013 | 06:06 pm
During the summer between my junior year and senior year of college, I participated in an internship. As a Communications major, I was expected to complete an internship for college credit — and for e...
Where are You Paying Taxes? 25 Jun 2013 | 03:18 pm
You can’t escape taxes. Even if you aren’t paying income tax, you still pay taxes somewhere. When you are aware of the taxes you are paying, you can take steps to minimize your tax liability. There ar...
What Are Your Options If You Get Declined for Life Insurance? 21 Jun 2013 | 10:03 pm
Rejection. It’s one of the worst feelings ever. Whether it’s being rejected by your dream date at your high school prom, or getting rejected for a raise at your job. Nothing compares to the gut-wrench...
