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Buying Life Insurance on Young Children. 10 Jun 2011 | 03:50 pm
The decision to purchase life insurance on your young child can be a sensitive topic. Many parents that I have spoken with think that it is unnecessary and unwise to purchase insurance on a child, bu...
Key Person Life Insurance 10 Jun 2011 | 01:48 pm
A business may rely on a number of key people in order to remain in business and profitable. Many businesses have invested time and financial resources into these key people, and there may be signifi...
Joint or Individual Life Insurance? 10 Jun 2011 | 12:25 pm
If you’re in a long term relationship you may be thinking that it’s time to purchase life insurance. This is a good idea especially if your lifestyles are dependent on each others efforts (i.e. child...
Successfully Processing a Claim 10 Jun 2011 | 09:51 am
When a person covered on a life insurance policy dies how do you go about receiving the benefit from the insurance company? First Things First: If the insured person dies within the first 2 years of...
Life Insurance Checklist – Part 2 10 Jun 2011 | 08:23 am
Now you should be ready to begin the quote process. Using the information that you gathered in PART 1 you should have a general idea of how much insurance you need and for how long. Using this info ...
Getting Ready: Life Insurance Checklist – Part 1 10 Jun 2011 | 08:18 am
Getting started can be the hardest part and organizing your thoughts can be challenging. Use this list to help guide you. It will help you ask the right questions and get the answers you need from a...
Tips When Replacing Your Life Insurance 10 Jun 2011 | 06:18 am
Because life insurance agents are normally compensated with commissions, there are some bad apples out there that will sell anything to make a buck. Even if you have a good life insurance plan in pla...
Level Term Life Insurance Made Easy 25 Mar 2011 | 03:52 am
“Term insurance” usually means “level term life insurance”. It provides a level amount of coverage for a specific length of time (term) and with a level premium. For example, someone may take out a ...
Decreasing Benefit Term Life Insurance 25 Mar 2011 | 03:24 am
Decreasing benefit term life insurance is a policy that has a specified duration (term), a level premium, but a face amount of coverage that decreases each year. For example; a person may have a decr...
Term 100 Introduction 11 Mar 2011 | 01:47 pm
Term 100 is a type of life insurance that offers a coverage up to age 100, or until the insured person dies (if they live past 100). With this type of policy the premiums are averaged from the insured...
