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Sharing the Credit: Joint Credit Accounts and Authorized User 1 May 2013 | 05:57 pm

Should you apply for a joint credit card account with your fiancé, spouse, parent, teenager, college kid or roommate? It’s a tough question – especially of one of you has a rocky credit history. But ...

Protect Yourself against Credit Card Scams and Credit Card Fraud 29 Apr 2013 | 05:56 pm

Credit card fraudsters and scammers are everywhere, it seems. Sometimes they skim your card number at a place where you frequently shop or dine. Other times, you’re not sure how they got your number a...

Pay Off Credit Card Debt Faster and Boost Your Credit Score 26 Apr 2013 | 05:55 pm

If you’re reading this, you probably have more credit card debt than you’d like to have. Don’t get us wrong – credit cards are a great tool for building your credit score so you can get better inter...

How to Handle Old Charged-Off Debts on Your Credit Report 3 Apr 2013 | 08:00 pm

Sometimes it seems as though some of the things you can do to help your credit rating are counterintuitive. For example, you might want to close a credit account that you know you’ll never use again...

Credit Counseling and Debt Management Programs: Smart Idea or Huge Mistake? 2 Apr 2013 | 08:00 pm

Debt management services ads you hear on the radio can be very tempting if you’re behind on several bills. But not all debt management companies are created equal – and if you choose the wrong compa...

Start Saving and Building Your Emergency Fund 1 Apr 2013 | 08:00 pm

One of the biggest threats to your credit rating – not to mention your family’s financial security – is the big, unexpected expense that you have to charge on your credit card and can’t pay back qui...

How to Find and Fix Credit Report Errors for a Better Credit Score 29 Mar 2013 | 07:56 pm

Got a minute to check your credit? A recent href="http://www.ftc.gov/os/2013/02/130211factareport.pdf">study by the Federal Trade Commission found that one out of every 5 Americans has a mistake on...

Should You Use Your Tax Refund to Pay Down Credit Cards? 27 Mar 2013 | 07:54 pm

If you just filed your taxes and discovered that you’re getting a large tax refund, that’s great news! It’s a chance to do something smart with a fairly large chunk of money. But what should your pr...

Automatic Payments for Credit Card Bills: A Good Idea? 4 Feb 2013 | 09:47 pm

When I pay my car insurance premium, the website wants to know if I would like to set up automatic payments. Same with credit cards, utilities and just about any other kind of payment you can make onl...

Health Care Credit Card Accounts for Medical and Dental Expenses 1 Feb 2013 | 10:24 pm

It’s no secret that health care costs are higher than they have ever been – and if you need a medical or dental procedure that your insurance doesn’t cover, you can really have an expensive (and painf...

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