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Information Provided With Credit Reports 21 May 2010 | 02:16 pm

By now, you should have seen or at least heard of the government program ensuring every American has access to free credit reports. Every year, you can access your credit reports with Equifax, Experia...

Uncovering the Secrets of Your Credit Score 21 May 2010 | 02:15 pm

When it comes to credit scores, some things just don’t matter – and others matter a whole lot more than you may expect. Although the exact calculation used to determine your credit score may never bec...

Can You Get a Totally Free Credit Report? 21 May 2010 | 02:11 pm

Yes! Though the Fair Credit Reporting Act has been around since 1970, a new amendment as of 2003 gives consumers the legal right to obtain one free credit report from each of the three credit bureaus ...

What is an Experian Credit Report? 21 May 2010 | 02:10 pm

There are three American credit bureaus that hold your financial records: Equifax, TransUnion and Experian. They collect information about you regarding how you pay your bills, how many loans you take...

How to Get Your Equifax Credit Report 21 May 2010 | 02:10 pm

Why should credit card companies, mortgage lenders, auto loan establishments and prospective employers have access to your financial history if you don’t? This was the idea behind the Fair and Accurat...

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