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Big Data, Payments And Customer Loyalty – Part Two 27 Aug 2013 | 06:17 pm

Across the ideological spectrum, business experts agree that the rise of Big Data is rapidly changing modern marketing and sales. In this transformational time, customer intelligence systems are proli...

Are Credit Card Rewards Points Programs Harmful? 26 Aug 2013 | 10:09 pm

Over the course of the past ten years, credit card providers have ramped up their efforts to woo consumers with point-based loyalty programs. Custom gift cards and loyalty cards are a great way to en...

Emerging Markets and Credit Cards 23 Aug 2013 | 02:19 am

The global economy is deeply affected by the rise of credit card use in emerging markets. As citizens of developing nations gain access to mainstream credit cards, they are empowered to participate mo...

Service Impact of Imposing Credit Card Minimums 22 Aug 2013 | 02:07 am

Throughout many industries, companies are feeling the effects of 2010′s Durbin Amendment. This much-vaunted amendment to Dodd-Frank was intended to protect consumers and businesses from unreasonably l...

Big Data, Payments And Customer Loyalty – Part One 21 Aug 2013 | 12:54 am

Businesses in many industries are contributing to the rise of Big Data, a confluence of modern data-gathering mechanisms. Larger hard drives and faster CPUs enable people to gather and analyze vast co...

Discover On Us Update 19 Aug 2013 | 10:55 pm

Discover is updating the Discover “On Us” plan yet again, in an attempt to entice more merchants to accept Discover cards. Originally, the Add Discover on Discover promotion from 2011, the plan was ba...

Can Durbin Debit Rates Go Even Lower? 12 Aug 2013 | 08:25 pm

A new U.S District Court ruling could lead to major changes in debit card processing fees. On July 31, U.S District Judge Richard Leon swept aside the Federal Reserve’s 2011 implementation of the Durb...

MCX, Paydiant, and the Battle Over Mobile Wallets 9 Aug 2013 | 08:52 pm

The mobile Internet revolution is rapidly changing the longstanding status quo in the payment processing industry. As more people purchase items with their mobile devices, the public is demanding more...

Visa, MasterCard weigh PIN vs. Signature 24 Jul 2013 | 07:58 pm

Today the Official Merchant Services Blog takes us to Australian and covers a topic that the big card brands are pushing as a needed security measure in the credit card processing industry. A recent p...

NSA PRISM Program Could be Expanded to Card Data 23 Jul 2013 | 02:21 am

It was recently revealed that the federal government has been monitoring private citizens’ phone records through the National Security Agency. The program is said to have collected over one trillion m...

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