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What are credit unions? 25 Jul 2013 | 06:17 pm
Credit unions are small non-profit financial organisations set up by members with something in common to benefit their community. That common factor may be living in the same town, working ..
How to Improve Your Credit History 25 Jul 2013 | 06:15 pm
A bad credit score doesn’t have to haunt you forever. “The most important thing a person can do is focus on their credit history, not on a number,” says Rod ..
How to Calculate Your Vantagescore 24 Jul 2013 | 04:19 pm
Since the 1970s, credit scores have played an increasingly vital role in the lending industry. Fair Isaac and Company began assigning credit scores to consumers based upon various factors over ..
Check Your Credit Report 24 Jul 2013 | 04:05 pm
Everyone is responsible for his or her own credit score. Credit scores do not consider how much income you earn or how many assets you own. Banks and other lending ..
New Rules on Credit Card 23 Jul 2013 | 07:03 pm
Canada’s Competition Tribunal is set to rule on credit card merchant fees. Changes might see consumers facing surcharges if they pay with premium cards. Canadian credit card users could soon face new....
What’s Your Credit Score Number? 23 Jul 2013 | 06:38 pm
I’ve temporarily abandoned my hope of finding a dream home on my budget after nearly a year of searching. I’m tired of seeing oil paintings of Jesus watching over a truck, eyeless naked baby dolls,......
Improving Your Credit Score 22 Jul 2013 | 06:56 pm
You see the ads on late-night television promising to fix your credit, “guaranteed.” Don’t bother. They can’t do anything that you can’t do yourself, and if... ..
How Canceled Cards Impact Credit Scores 22 Jul 2013 | 06:49 pm
Dear Opening Credits, I have a credit report with a few cards being reporting as “canceled by consumer.” I never canceled any cards. It is negatively impacting my ability to refinance.... ..
How to Get Cash Back without a Credit Card 19 Jul 2013 | 06:19 pm
Rewards credit cards have become so ubiquitous — and their cash-back rewards so lucrative — that it’s become a common refrain that you’re leaving money on the table if you... ..
5 Things About Credit Cards 19 Jul 2013 | 06:04 pm
Like every 5-year-old, my daughter seems to have little understanding that the goods in the store cost money. Despite my explanations, she appears to believe that we can throw anything into our... ..
