Obliviousinvestor - obliviousinvestor.com - Oblivious Investor
General Information:
Latest News:
Tax-Efficient Ways to Make Charitable Donations 26 Aug 2013 | 05:00 pm
In many cases, there is a more tax-efficient way to do your charitable giving than simply writing a check for the desired amount to the desired charity. Two primary strategies to consider are: Donati...
Investing Blog Roundup: CD Rates No Longer As Attractive 23 Aug 2013 | 05:00 pm
On a handful of occasions, we’ve discussed bank CDs as a useful alternative to bonds or bond funds. But with the recent increases in bond yields (which banks have yet to match), bank CDs are now somew...
How Bad Does a 401(k) Have to Be Before It Makes Sense to Skip It? 21 Aug 2013 | 05:00 pm
A reader writes in, asking: “The 401K at my new job doesn’t have a single fund with an expense ratio below 1.4%. How bad does a 401K have to be before it makes sense to skip it entirely?” As you mig...
Waiting to Invest Doesn’t Make Things Any Easier 19 Aug 2013 | 05:00 pm
A reader writes in, asking: “We have an undesirably large sum in cash at the moment, nearly a third of our total financial assets. Interest rates can go nowhere but up, but who knows when? Is it best...
Investing Blog Roundup: Implementing Fiduciary Duty for Brokers? 16 Aug 2013 | 05:00 pm
Financial advisors who are technically brokers or insurance agents — rather than registered investment advisers (RIAs) or representatives thereof — do not have a fiduciary duty to their clients. That ...
Intentionally Increasing Income to Increase Social Security Benefits? 14 Aug 2013 | 05:00 pm
A reader writes in, asking: “I have been unemployed for two years and don’t know that I will work again. I am considering converting part of my IRA to a Roth IRA, in part to increase the number of ea...
How Should Annuitizing Affect Asset Allocation? 12 Aug 2013 | 05:00 pm
A reader writes in, asking: “If I buy a lifetime annuity after retiring, should that money come out of my bond allocation, stock allocation, or equally from all of my holdings?” Any of those approac...
Investing Blog Roundup: Fund Evaluation Mistakes 9 Aug 2013 | 05:00 pm
This week, WSJ.com asked its wealth management experts panel, “What’s the biggest mistake investors make when evaluating a fund?” Naturally, many of the replies focused on the idea that it’s a mistake...
Continuing to Work After Claiming Social Security Benefits 7 Aug 2013 | 05:00 pm
A reader writes in, asking: “If I start drawing my social security at age 62, rather than age 66, but I keep on working and paying into social security until age 66, would my social security payments...
What to Do About [Recent Economic Event] 5 Aug 2013 | 05:00 pm
One of the most common types of emails I receive is the email asking what to do about a particular economic event in the news (e.g, various actions by the Federal Reserve or, more recently, the Detroi...
