Rothirahelp - rothirahelp.com
General Information:
Latest News:
Former Homeowners: Use Roth IRA to Buy Another Home 30 Sep 2010 | 07:53 am
Roth IRA proponents are often heard to remark that one of the benefits of a Roth IRA is that first-time home buyers can withdraw up to $10,000 penalty free to use toward the purchase of their first ho...
Roth IRA and the Bush Tax Cuts 25 Sep 2010 | 03:03 am
The tax cuts that were implemented by the George W. Bush administration are set to expire at the end of 2010. The daily sound bites and media buzz lead one to believe that only the top tax brackets wi...
Roth IRA and College Financial Aid 25 Sep 2010 | 02:59 am
You can use your Roth IRA to pay for all of your school-related expenses, as long as they are “qualified education expenses.” Qualified education expenses include books, tuition, fees, supplies, and t...
Is a Roth IRA Vulnerable to Creditors? 25 Sep 2010 | 02:54 am
The Employee Retirement Security Income Act (ERISA) completely protects employer-sponsored plans from creditors (except former spouses and the IRS). IRA’s are not covered by ERISA.
IRA – Roth Conversion and Charitable Giving 15 Sep 2010 | 11:31 am
One way that individuals can avoid being bumped into a higher tax bracket by converting their traditional IRA to a Roth is through charitable giving.
Roth IRA Recharacterization 14 Sep 2010 | 08:01 am
IRA’s have a built-in take-back rule. You can switch your IRA contribution from one type of IRA to another, or undo a conversion. You can go from Roth to traditional or from traditional to Roth, subje...
Roth IRA Record Keeping 14 Sep 2010 | 07:58 am
Many investors have a false sense of security when it comes to keeping track of contributions to their Roth IRA. It is assumed that the brokerage or bank is keeping adequate records, and that copies o...
IRA’s: Pay Taxes Now or Later? 9 Sep 2010 | 02:22 am
Discussion continues as to the better retirement vehicle: a traditional IRA or a Roth IRA. Much of the disagreement centers around future tax rates; will they go up, or will they go down? And, how wil...
IRA – Roth 2010 Conversion Opportunity 9 Sep 2010 | 02:18 am
Many investors with traditional IRA’s have been unable to convert to a Roth IRA due to income limits and other restrictions. However, those limits have been lifted in 2010, so investors who have waite...
Traditional IRA vs. Roth IRA 4 Sep 2010 | 02:27 am
The number of retirement plans available is overwhelming; there are individual retirement plans (IRA’s), and employer-sponsored retirement plans (Defined Benefit, Defined Contribution, 401K’s, Profit-...
